What payment methods do you accept?Updated 9 days ago

Explore the many ways to pay at Harbour Lifestyle

Shopping for the perfect items to spruce up your home should always be fun and hassle-free. That’s why Harbour Lifestyle offers its customers a variety of payment methods – from credit cards, to PayPal, to Splitit. Find out more in this article about the various payment options available & how they can make your shopping experience easier and more secure.

Visa & Mastercard

You can pay by card online or order by telephone and you will be emailed a payment link. We accept Visa and Mastercard, both credit and debit; your card information is kept secure via SSL encryption. Make sure your card limit and daily/monthly transaction limit are adequate, or else your order will not go through.

American Express

You can pay by card online or order by telephone and you will be emailed a payment link. We accept American Express; your card information is kept secure via SSL encryption. Make sure your card limit and daily/monthly transaction limit are adequate, or else your order will not go through.

Apple Pay

Shopping from your mobile or handheld device? Apple Pay replaces your cards with a safe, secure & simple payment method. Ensure your card is active within your Apple Wallet and select Apple Pay as your payment option at checkout.

Shop Pay

A convenient way to pay, Shop Pay is a wallet that enables faster checkout through automatically populating your preferred payment & delivery information. Information is safely stored through encryption & accessed via SMS verification. Once you have placed your order you will be able to view your order & delivery tracking information via the Shop Pay app.

Shop Pay Instalments

Instalments

Shop Pay offers you the option to pay in full at checkout or to split your purchase into regular payments with Shop Pay Instalments, both online and in-store. Instalment options vary by store and can be used on orders over £50, including discounts, shipping and taxes.

Payment plans

Purchases between £50 and £30,000 are eligible for Shop Pay Instalments, with the option of monthly instalments.

Eligibility requirements and credit score

You must be 18 years of age or above and eligible to apply for credit in the UK to use Shop Pay Instalments.

Checking your eligibility will not affect your credit. Once payment plan terms are accepted, your payments may be reported to a credit bureau.

Note: To use Shop Pay Instalments, you need a UK shipping address.

Fees or penalties

Purchases split into monthly payments may be subject to interest. You can pay your balance off early without penalty. There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Instalments in the future.

PayPal

At the end of the online ordering process, you have the option to select PayPal as a payment method, which will direct you to their website. To ensure your data's safety, all transfers are SSL-encrypted. Furthermore, there is no limit on the products you can pay for with PayPal.

DivideBuy Finance

Are there limits on how much I can spend?

Up to 12 months — DivideBuy credit can be used interest-free for up to 12 months for products between £50 and £6,000.

Over 12 months — Where interest-free or interest-bearing credit is available beyond 12 months, this limit is up to £12,500. Credit terms offered are set on an individual retailer basis.

Who can apply for DivideBuy interest-free credit?

• Applicants must be aged between 18 and 75.
• Be a permanent UK resident.
• Have a valid debit or credit card.
• Have a valid UK mobile number.
• Have a valid email address.

Will a credit check be performed?

Yes. A credit check is performed to assess your eligibility during your application.

DivideBuy also has a quick check service which is available on their website, so you can assess your eligibility for DivideBuy credit without this affecting your credit file.

Klarna

Klarna offers payment flexibility — you can pay the full balance within 30 days or divide the amount into equal monthly payments.

Select ‘Klarna’ as your preferred payment option at the point of checkout, and you will be redirected to set up your payment plan.

Splitit

Easily pay for your order with manageable monthly payments, using your current credit card.

Splitit is one of our selected payment partners due to its multiple benefits:

• No credit checks.
• Always 0% interest.
• No minimum order value.
• Choose between 3–12 instalments.

Select ‘Splitit’ as your preferred payment option at the point of checkout, and you will be redirected to set up your payment plan.